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SpokaneInnovaging2014

• You must be enrolled in both Part A and Part provide free counseling to consumers on Medicare, • You must provide evidence of rejection for care insurance, and Medicare medical bills. ChapterMedicare options, Medicaid programs, long termB of Medicare. conditions limitation on a Medicare sup ple- Integrity Insurance Solutions, LLC... 509-489-6903 1Insurancenriders, an up-rated premium, or a pre-existing medical reasons, a requirement of restrictive mental insurance policy, or live in a Wash- 3913 North Post, Spokane WA 99205 ington state county where individual health We are available to help you find solutions for benefit plans are not offered. your Medicare and prescription drug coverage. If you have been denied coverage by private We assist in researching programs to help individ- insurance carriers, call the Office of the Insur- uals living on a fixed income. ance Commissioner Consumer Hotline at 800- 562-6900 for further information. nFinancial Services 4. Qualified Medicare Beneficiary (QMB) Making sure you have adequate financial resources and Specified Low-Income Medicare for the future requires planning as well as the Beneficiary (SLMB) Programs and Qualified wisdom to look ahead. Individuals (QI-1) Programs Financial Planning, Management Individuals with resources below the poverty level and Accounting may be eligible for partial assistance through the QMB, SLMB or QI-1 programs. These programs CliftonLarsonAllen ......................... 509-363-6300 provide assistance to pay Medicare premiums and 601 West Riverside, Spokane, WA 99201 cost-sharing requirements. Eligibility is based on www.CLAconnect.com income and asset levels. Applications are handled CliftonLarsonAllen is one of by the Department of Social and Health Services Community Service Office. the nation’s top 10 CPA and consulting firms with more than 3,600 professionals Department of Social and Health Services – Community Service Office (CSO) their families can find smart tax, estate planning,and 90 offices across the country. Local seniors and 5. Disability Insurance and financial management guidance especially Disability insurance replaces income you lose if suited for this stage of life from practitioners in our you have a long-term illness or injury and cannot Spokane office. PLEASE SEE OUR ARTICLE ON work. This is an important type of coverage for PAGE 27. working-age people to consider. Disability insur- National Association of Personal ance does not cover the cost of rehabilitation if you Financial Advisors (NAPFA) ........... 800-333-6659 are injured. Check to see if it is covered by your www.napfa.org major medical insurance. Reference to local fee-only planners who do not Some employers offer group disability insur- receive commission on sales of financial products. ance. Or you might be eligible for some govern- ment-sponsored programs that provide disability SNAP Financial Access................... 509-456-7106 benefits. Many different kinds of individual policies 500 S. Stone, Spokane WA 99202 are also available. Various programs available for credit and money management, low-interest loans and small business Health Insurance Information development. Resources Washington Association Corbin Senior Center ..................... 509-327-1584 of Accountants............................... 800-733-6286 827 West Cleveland, Spokane WA 99205 Qualified accounting and tax service referrals for small businesses and individuals. Provides health information seminars. Washington State Board Statewide Health Insurance Benefits Advisors of Accountancy.............................. 360-753-2586 (SHIBA) Helpline ........................... 800-562-6900 www.cpaboard.wa.gov www.insurance.wa.gov/shiba customerservice@cpaboard.wa.gov Statewide Health Insurance Benefits Advisors This Board regulates Certified Public Accountants (SHIBA) Helpline volunteers, trained by the office (CPAs), CPA firms and the practice of public ac- of the Washington State Insurance Commissioner, countancy in Washington State. 15


SpokaneInnovaging2014
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